An overview of Individual Saving Accounts (ISA) in Ireland

Written by JackJack, 15 January 2019 in Ireland

*Please note that these are general or the most common terms for each account type. Individual banks will have their own name for different accounts- so it's best to research via each bank's website individually to see what they all offer.

It's also going to be the case that the majority of these accounts will have minimum/ maximum deposit thresholds (which will vary by account type and the bank that offers the account).*

image of euro coins falling onto table- every cent helps when saving | Debitoor Invoicing and Accounting

... continue reading: An overview of Individual Saving Accounts (ISA) in Ireland

Self-employed in Ireland: A guide to your taxes (Part 2)

Written by JackJack, 27 December 2018 in Ireland Taxes

In the first part of our tax guide, we covered what you'll need to be able to pay taxes, as well as how and when you'll pay them each year. For part two, we'll look at what a tax return is made up of- Income tax, Universal Social Charge, and Pay Related Social Insurance. We'll also touch on Tax Credits, and a little about VAT. So, diving in...

... continue reading: Self-employed in Ireland: A guide to your taxes (Part 2)

Self employed in Ireland: A guide to your taxes (Part 1 of 2)

Written by JackJack, 19 December 2018 in Ireland Taxes

I know, I know - it isn't the most exciting of aspects when it comes to running a business, but unfortunately it has to be done.

person holding pencil over a piece of paper with the word tax written on it

As there’s a lot ot get into, this topic will be split into two parts. In this post we'll go over the criteria for filing a self assessment tax return (or in the few cases that you don’t need to), and the method for self-assessment.

If you already know how self assessment works, but want to find out a bit more about how it all comes together, then in Part 2 we’ll have a closer look at a breakdown of each tax component: Income, Universal Social Charge (USC), Pay Related Social Insurance (PRSI), Value Added Tax (VAT), and about Tax Credits.

... continue reading: Self employed in Ireland: A guide to your taxes (Part 1 of 2)

Individual Savings Accounts: An Overview - Part 3 of 3

Written by JackJack, 19 December 2018

This is our last in the series, which will be a Q&A on common questions you might have, which ISA are better over others, and how you can combine different ISA types under one rather than have individual ISA of each type. In previous posts we looked at the ISA options individually, so if you're joining us late, you might want to skim over the first two parts. In Part 1, we covered the Cash, Stocks and Shares, Help-to-Buy, and Lifetime ISAs. For Part 2, we tackled the Innovative Finance, Junior, Inheritance, and Flexible ISA options.

Question mark drawn in chalk on blackboard. Questions you might have about different ISAs and mixing them together.

... continue reading: Individual Savings Accounts: An Overview - Part 3 of 3

Individual Saving Accounts: An Overview - Part 2 of 3

Written by JackJack, 18 December 2018

At the beginning of our ISA series we covered Cash, Stocks and Shares (S&S), Help-to-buy and Lifetime ISAs, so if any of those are what you're after, you can find them here in Part 1.

For part two, we'll be exploring the Innovative Finance (IFISA), Junior (JISA), Inheritance, and Flexible ISA, along with a few of the finer details of each.

Image of people shaking hands at the end of a deal.

... continue reading: Individual Saving Accounts: An Overview - Part 2 of 3

Individual Saving Accounts: An Overview - Part 1 of 3

Written by JackJack, 18 December 2018

With many different types of Individual Savings Accounts on offer these days, it can all be a bit confusing when you sit down and try and figure out what's what, or what the best route to take might be. Fear not, this roundup should hopefully make things a bit clearer so you know your options.

This is blog 1 of 3, in which we’ll be looking at Cash, Stocks and Shares (S&S), Help-to-buy, and Lifetime Individual Saving Accounts.

If you're interested in the Junior, Inheritance, or Flexible Savings Accounts then you can find them here in Part 2. Finally, in the last of the series we’ll do a bit of a Q&A going over combinations of different ISA types, and which ISAs are worth your while over some other choices- depending on your needs. If you're a bit more clued up on the different ISA options, but just wanted to learn more about how they can work together, then head over to Part 3 to find out more.

Before we get into the different types of ISA, it's probably a good idea to explain what they are, just so you're all caught up. An Investment Savings Account (ISA), is a savings account that you don't have to pay tax on (within reason). The differences between ISAs are how they're made up - or what their uses are for.

... continue reading: Individual Saving Accounts: An Overview - Part 1 of 3

Invoicing in Ireland? Here's a how-to guide

Written by JackJack, 12 November 2018 in Ireland

If you're a small business or freelancer in Ireland, then aside from the marketing, bringing in new business, and trying to secure new clients, you might not have given too much thought to how you're going to keep track of your invoices.

You might not even have an idea of how you're going to start invoicing in the first place. Don't panic- we're here to help.

image of moss covered hills in Wicklow Ireland at autumn time

Sure, it isn't the most fun part of running your own business, but unfortunately it's one of the most important because it's how you're going to ensure you get paid on time and in full by your clients.

... continue reading: Invoicing in Ireland? Here's a how-to guide

Working in Advertising, PR, or Marketing? Then let your invoices market you with some flare

Written by JackJack, 6 November 2018

The number of communications professionals within the UK has steadily risen over the years. Currently there are around 86,000 PR professionals and around 25,000 Advertising professionals practicing in the UK.

Image of digital advertisements on the side of a buildling

Your job as a communications professional - regardless of the platform you're using, is to be clear and understood when delivering your message to your audience. Therefore, you want to carry those same traits over when it comes to invoicing your clients.

... continue reading: Working in Advertising, PR, or Marketing? Then let your invoices market you with some flare

Freelancing as a photographer? Here's how to create and send invoices in a flash

Written by JackJack, 6 November 2018

For the purpose of this blog post, the assumption is going to be made that you're freelancing, rather than part of a company that you're employed by.

As of 2018, there are just under 18,000 people employed as photographers, and just over 8000 businesses registered as photographers.

woman looking through viewfinder of camera on path in forrest

Working as a photographer is hard- you spend a lot less of your time behind a camera, and a lot more of it chasing up clients, generating new business, and doing paperwork. Generally speaking, there's more time focused on running the business than there is pressing the shutter button.

... continue reading: Freelancing as a photographer? Here's how to create and send invoices in a flash

Invoicing to EU countries

Written by JackJack, 23 October 2018

For this post, we will be covering invoicing to another EU country from the United Kingdom.

A related part of invoicing to another country is being able to invoice in a different language. If some of your customers are abroad, then it makes sense that you'd want your customer to be able to fully understand what the invoice you've sent them contains.

At the same time, invoicing in your customer’s language is going to give that extra professional touch. If you'd like to learn about how to invoice in a different language and currency within Debitoor, head over to our tutorial.

picture of European Union flag

... continue reading: Invoicing to EU countries